Your question
What is an excess?
Your answer
An excess is the amount of money we will ask you to pay in the event of a claim situation. Our car insurance has a minimum compulsory excess of £100. If you wish to reduce your insurance premium you can increase your excess. The excess is the contribution that you make in the event of a claim. If a claim is not deemed to be at fault, it is usually possible to reclaim the excess paid from the third party involved.